Indirect Financing

Indirect Financing

Compass Equipment Finance is uniquely positioned to provide financing to your buyers. Founded in 2004, our mission is to provide access to affordable truck and trailer financing to small fleet owners and individual owner operators. No matter where you’re located in the U.S. we will tailor-make financing packages for you. Compass Equipment Finance has funded over $250 million in truck and trailer loans and assisted several thousand owner operators in becoming their own bosses.

Why Compass Equipment Finance? We recognize the purchase of an over-the-road truck or trailer is the single largest asset purchased by and the primary income source for most owner operator truck drivers. Thus, we customize our financing package to the individual. As a result, your sales team can deliver more trucks to new and returning customers.

  • 1 Hour Credit Decision
  • Bill of Sale & Specs on Truck
  • Buyer’s CDL Driver’s License
  • Down Payment as low as 10%
  • Loan Terms Up To 72 months
  • Owner Operator Startup Financing
  • Self-Funded & Local Approval Decision


We strive to maintain the highest level of integrity while providing best in class service to our partner dealerships. Our commitment will help you and your staff sell more trucks and trailers.